Privacy Policy

1. Scope

This Privacy Policy explains how HorizonVector Collective (“we”, “us”, or “our”) collects, uses, and shares personal information when you access our websites and learning services available via horizonvector.bond and related subdomains.

2. Data We Collect

• Account Data: name, email address, authentication identifiers.
• Course Data: enrollments, progress, assignments, peer feedback.
• Payment Data: limited billing details processed by our payment provider; we do not store full card numbers.
• Technical Data: IP address, device type, browser version, and error logs.
• Cookies & Similar: settings, analytics events, and consent preferences.

3. How We Use Data

• Provide and personalize learning services and community features.
• Process payments, prevent fraud, and comply with legal obligations.
• Improve curriculum through aggregated analytics and feedback.
• Communicate about account, enrollments, and service updates.

4. Cookies & Analytics

We use strictly necessary cookies for core site functions and optional analytics to improve content. You can accept or reject optional analytics in the cookie banner. Your selection is stored as hv_cookies in localStorage.

5. Sharing

We do not sell personal information. We share data with service providers who support hosting, payments, email, and analytics under contracts that require confidentiality and security controls.

6. Payments

Payments are processed by reputable third-party providers. We receive limited billing information to reconcile records but do not store full payment card details.

7. Security

We use administrative, technical, and physical safeguards to protect data. No method is 100% secure; we continuously improve our controls and educate our team.

8. Retention

We retain information for as long as necessary to provide services, meet legal requirements, resolve disputes, and enforce our agreements. We use aggregated, de-identified data when practical.

9. Your Rights

Depending on your location, you may have rights to access, correct, delete, or port your data and to object or restrict certain processing. To exercise rights, contact us using the details below.

10. International Transfers

We operate globally. When transferring data internationally, we implement appropriate safeguards such as standard contractual clauses and additional security measures.

11. Children

Our services are not directed to children under 16. If we learn that a child provided personal information, we will delete it promptly.

12. Changes

We may update this Policy to reflect changes in our practices or laws. We will post the updated version with a new “Last updated” date.

13. Contact

Questions about this Policy? Contact: [email protected] or +1 (415) 839-9021.